In 1983, New York State United Teachers created NYSUT Member Benefits Trust as a separate, not-for-profit trust fund for the purpose of providing members access to quality, competitive insurance plans and benefit programs.

No NYSUT dues dollars are used to support Member Benefits or its programs in any way. Member Benefits receives funds to cover expenses from negotiated expense reimbursement/ endorsement arrangements with some of the carriers that provide endorsed programs to members.

These funds are used solely to defray the costs of administering endorsed programs including compensation; rent; office expenses; and the cost of retaining consultants, auditors, and attorneys to advise the trustees and staff. Where appropriate, Member Benefits’ revenue is used to enhance benefit programs for participants.

No money is paid to NYSUT except reimbursement for use of facilities and for services and personnel provided by NYSUT to, and at the request of, Member Benefits (the reasonableness of which amounts are certified annually by the Fund’s independent auditors).

Member Benefits is governed by a Board of Trustees, appointed by NYSUT’s Board of Directors. Trustees review the department’s operations and have fiduciary responsibilities in their oversight of Member Benefits.

In an effort to provide only quality alternatives for members, proposals from reputable vendors are reviewed and evaluated. Once a program is endorsed, staff and consultants monitor the program on a regular basis for participation, member satisfaction, utilization and product competitiveness. Because of this process, members can be assured Member Benefits works every day to oversee and monitor endorsed programs.

Members receive advocacy from Member Benefits. If members ever encounter a problem with any endorsed program, they should notify the department. Member Benefits’ involvement in this type of situation assures members’ needs are addressed in a timely manner.

Member Benefits does not represent that each endorsed program is the lowest-cost product for a particular program. However, trustees, staff, consultants and advisers endeavor to obtain and maintain quality benefit programs at competitive prices. Members are encouraged to shop and compare before purchasing any benefit program.