A dedicated Save My Home hotline staffed by HUD-trained counselors is available free to all UUP members to discuss mortgage issues.

The AFT+ benefit is provided through the nonprofit Money Management International, which is accredited to provide counseling for union members facing foreclosure.

Hotline counselors are available 24/7 at (866) 490-5361.

Members wishing to speak to a counselor in person should call the hotline to schedule an appointment. There are more than 100 local offices in 22 states and the District of Columbia.

Counseling sessions will consist of a review of circumstances, including income, expenses, debts and mortgage terms. Be prepared to share account numbers and other information.